Medium Term Notes Overview

AEGON Institutional Markets' Euro and Global Medium-Term Note (MTN) programs provide access to highly rated, liquid, listed notes that can be tailored to institutional investors' needs. As of March 2008, investors have purchased more than $24 billion in notes issued through AEGON Institutional Markets' Monumental Global Funding (MGF) MTN programs over the past 10 years -- notes backed by funding agreements issued by Monumental Life Insurance Company.

Global medium term note program
The $20.0 billion Global MTN program, established in 2000, provides notes that can be flexibly structured for international investors and qualified institutional U.S. investors.

Eurobond medium term note program
AEGON Institutional Markets' $7.5 billion European MTN program, established in 1999, provides notes that can be flexibly structured for non-U.S. investors.

Disclosure
Investors will look only to Monumental Life Insurance Company for payment of principal and interest under the funding agreements backing the medium-term notes.

Note: AEGON Institutional Markets' Dublin-based platform, AEGON Global Institutional Markets (AGIM) plc, issues secured notes to European institutional investors. For more information about that notes program, click here.